Online Banking

Personal Real Estate Mortgages

Whether you are looking to buy a new home, build a home, refinance,
or do construction on your existing home, we are happy to help you through each step in the process!

What We Offer

At Farmers & Merchants State Bank, we have an educated team of Mortgage Loan Officers who are happy to help you find the best option for your situation. We are pleased to offer the following products:

Secondary Market Real Estate Loans through our secondary market partners
- FHA
- USDA
- VA
- Conventional

Construction Loans
Minnesota Fix Up Fund Loans
Junior Liens
Recreational Property Loans

MORTGAGE CALCULATOR

Our Team

Nick

President | NMLS #851775

Since 2011

Steph

Compliance Officer | NMLS# 1844629

Since 2010

Latham

Loan Officer | NMLS# 2063221

Since 2014

Contact one of our Loan Officers today!

Farmers & Merchants State Bank NMLS #491009