Certificate of Deposits (CDs)

Compare CD Types

91-Day Certificate

  • Minimum to open $5,000
  • $5,000 required minimum balance
  • Please call for interest rate/APY*
  • Withdrawing prior to maturity will result in penalty equaling 3 months interest
  • If you choose, your account will automatically renew at maturity. You will have a 10-day grace period after maturity to withdraw funds with no penalty
  • You may choose to have a single maturity on your account
  • Interest is compounded or paid at maturity

6-Month Certificate

  • Minimum to open $5,000
  • $5,000 required minimum balance
  • Please call for interest rate/APY*
  • Withdrawing prior to maturity will result in penalty equaling 3 months interest
  • If you choose, your account will automatically renew at maturity. You will have a 10-day grace period after maturity to withdraw funds with no penalty
  • You may choose to have a single maturity on your account
  • Interest is compounded or paid quarterly

12-Month Certificate

  • Minimum to open $500 
  • $500 required minimum balance
  • Please call for interest rate/APY* 
  • Withdrawing prior to maturity will result in penalty equaling 6 months interest
  • If you choose, your account will automatically renew at maturity. You will have a 10-day grace period after maturity to withdraw funds with no penalty
  • You may choose to have a single maturity on your account
  • Interest is compounded or paid quarterly

18-Month Certificate

  • Minimum to open $1,000 
  • $1,000 required minimum balance
  • Please call for interest rate/APY*
  • Withdrawing prior to maturity will result in penalty equaling 9 months interest
  • If you choose, your account will automatically renew at maturity. You will have a 10-day grace period after maturity to withdraw funds with no penalty
  • You may choose to have a single maturity on your account
  • Interest is compounded or paid quarterly

36-Month Certificate

  • Minimum to open $1,000 
  • $1,000 required minimum balance
  • Please call for interest rate/APY*
  • Withdrawing prior to maturity will result in penalty equaling 18 months interest
  • If you choose, your account will automatically renew at maturity. You will have a 10-day grace period after maturity to withdraw funds with no penalty
  • You may choose to have a single maturity on your account
  • Interest is compounded or paid quarterly

60-Month Certificate

  • Minimum to open $5,000 
  • $5,000 required minimum balance
  • Please call for interest rate/APY*
  • Withdrawing prior to maturity will result in penalty equaling 24 months interest
  • If you choose, your account will automatically renew at maturity. You will have a 10-day grace period after maturity to withdraw funds with no penalty
  • You may choose to have a single maturity on your account
  • Interest is compounded or paid quarterly

*Annual Percentage Yield

Certificate of Deposits Comparison Chart

 

91-Day
Certificate

6-Month Certificate

12-Month Certificate18-Month
Certificate
36-Month Certificate60-Month Certificate
Minimum to Open

$5,000

$5,000

$500

$1,000 $1,000 $5,000
Minimum Balance Required $5,000 $5,000 $500 $1,000 $1,000 $5,000
Interest Rate/APY* Please Call    

Early Withdrawal Penalties

Withdrawing prior to maturity will result in penalty equaling 3 months interest

 Withdrawing prior to maturity will result in penalty equaling 6 months interest

Withdrawing prior to maturity will result in penalty equaling 9 months interest Withdrawing prior to maturity will result in penalty equaling 18 months interest Withdrawing prior to
maturity will result in
penalty equaling 24
months interest

Other Account
Information

  • If you choose, your account will automatically renew at maturity. You will have a 10-day grace period after maturity to withdraw funds with no penalty
  • You may choose to have a single maturity on your account

More Account Information

Interest is compounded or paid at maturity

Interest is compounded or paid quarterly

*Annual Percentage Yield

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