Credit Cards

Choose the Right Card

Personal and Business Credit Cards Just for You!

Get the credit card that fits your lifestyle or your business! Choose a low intro rate, rewards, cash back, or perks you’ll appreciate! Just starting out or looking to rebuild your credit? Check out the options for college students and secured cards.

Looking for a Loan

Check out our offerings for Business and Ag Loans. Our completely local loan approval process guarantees a quick response to your request. Reach out to one of our loan officers today!

Debit Cards

Your time is valuable, so simplify your life and use your Farmers & Merchants State Bank Debit Card for everything, everywhere, every time!

Why use a debit card

Because one card can handle all of your purchasing needs! Your debit card is accepted virtually everywhere, and some venues ONLY accept card payments like your debit card. Funds are withdrawn directly from your Checking Account, letting you have a real-time feel for the money you have available.

Contactless Payments

Using your debit card is simple and easy, especially with contactless payments! Speed through checkout with enhanced security and simplicity.

Simply hold your card near the contactless symbol on the merchant’s terminal for a clean, easy, and fast way to pay!

Find an ATM

Looking for a fee-free ATM to withdraw funds on the go?

Traveling around the country or the world? Look for even more surcharge-free ATMs!

Travel Notices

Speaking of travel, be sure to let us know when and where you are going to help ensure uninterrupted service of your debit card while you travel!

Rather set a travel notice yourself? Search for Brella Card Manager in your device’s app store to learn more and download the Brella™ Mobile App! Once you set up the app, simply tap on “Manage travel notices” on the menu screen, follow the prompts, and provide us with your travel dates and destinations.

Brella logo

Prepaid and Gift Cards

Prepaid Access Cards

Reloadable prepaid cards & gift cards are available instantly!

Sometimes, a reloadable prepaid card is the best choice to help you manage your finances and keep your money safe! You can use these cards to:

prepaid access card

  • Make everyday purchases

  • Get paid by direct deposit

  • Access cash at ATMs

  • Provide student’s allowances

  • Shop online

  • When you need a debit card but a Checking Account is not an option

Issued by First Century Bank, N.A., member FDIC, pursuant to a license from Visa U.S.A. Inc.

Gift Cards

Be known as the perfect gift giver! Convenient Visa® Gift Cards are on everyone’s wish list and provide these benefits:

Gift Card

  • Use everywhere Visa Debit Cards are accepted

  • Security of plastic, convenience of cash

  • Free 24/7 account information

Issued by First Century Bank, N.A., member FDIC, pursuant to a license from Visa U.S.A. Inc.