FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentNon-Consumer Checking and Savings Accounts
Non-Consumer Checking
Minimum to open $0
No minimum required balance
Up to $2/month service charge
Credit towards service charge will be calculated by applying $.25 credit per each $100 of minimum balance, up to a $2 credit
Non-Consumer NOW Checking
Minimum to Open $0**
$900 minimum daily ledger balance or $1,500 average available balance
Please call for interest rate/APY**
A maintenance fee of $6 will be imposed every statement cycle that balance falls below listed requirements
Interest is compounded monthly
Non-Consumer Super NOW Checking
Minimum to Open $2,500
$2,500 minimum daily ledger balance
Please call for interest rate/APY**
A maintenance fee of $6 will be imposed every statement cycle that balance falls below listed requirements
Tiered interest rate compounded monthly
A $.20 fee per item will be imposed after 21 items (per month)
Non-Consumer HiFi Money Market Demand Account
Minimum to open $2,500
$2,500 minimum daily ledger balance
Please call for interest rate/APY**
A maintenance fee of $6 will be imposed every statement cycle that balance falls below listed requirements
Tiered interest rate compounded monthly
Complementary first book of checks
Non-Consumer Savings
Minimum to open $25
$25 minimum daily ledger balance
Please call for interest rate/APY**
A maintenance fee of $1 will be imposed every statement cycle that balance falls below listed requirements
Interest compounded monthly
**Service charge could be assessed - see "Monthly Fees".
Non-Consumer Checking/Savings
| Features | Non-Consumer Checking | Non-Consumer NOW Checking | Non-Consumer Super NOW Checking | Non-Consumer HiFi Money Market Demand Account | Non-Consumer Savings |
|---|---|---|---|---|---|
| Minimum to Open | $0 | $0** | $2,500 | $2,500 | $25 |
| Minimum Balance Required | $0 | $900 minimum daily ledger balance or $1,500 average available balance | $2,500 minimum daily ledger balance | $2,500 minimum daily ledger balance | $25 minimum daily ledger balance |
| Interest Rate/APY** | N/A | Please Call | Please Call | Please Call | Please Call |
| Monthly Fees | Up to $2/month service charge | A maintenance fee of $6 will be imposed every statement cycle that balance falls below listed requirements (see "Minimum Balance Required" above) | A maintenance fee of $6 will be imposed every statement cycle that balance falls below listed requirements (see "Minimum Balance Required" above) | A maintenance fee of $6 will be imposed every statement cycle that balance falls below listed requirements (see "Minimum Balance Required" above) | A maintenance fee of $1 will be imposed every statement cycle that balance falls below listed requirements (see "Minimum Balance Required" above) |
| Other Account Information | Credit towards service charge will be calculated by applying $.25 credit per each $100 of minimum balance, up to a $2 credit | Interest compounded monthly | Tiered interest rate compounded monthly A $.20 fee per item will be imposed after 21 items (per month) | Tiered interest rate compounded monthly Complementary first book of checks. | Interest compounded monthly |
Non-Consumer Certificates of Deposit
Non-Consumer 91-Day Certificate
Minimum to open $5,000
$5,000 required minimum balance
Please call for interest rate/APY**
Withdrawing prior to maturity will result in penalty equaling 3 months interest
If you choose, your account will automatically renew at maturity
You will have a 10-day grace period after maturity to withdraw funds with no penalty
You may choose to have a single maturity on your account
Interest is compounded or paid at maturity
Non-Consumer 6-Month Certificate
Minimum to open $5,000
$5,000 required minimum balance
Please call for interest rate/APY**
Withdrawing prior to maturity will result in penalty equaling 3 months interest
If you choose, your account will automatically renew at maturity
You will have a 10-day grace period after maturity to withdraw funds with no penalty
You may choose to have a single maturity on your account
Interest is compounded or paid quarterly
Non-Consumer 12-Month Certificate
Minimum to open $500
$500 required minimum balance
Please call for interest rate/APY**
Withdrawing prior to maturity will result in penalty equaling 6 months interest
If you choose, your account will automatically renew at maturity
You will have a 10-day grace period after maturity to withdraw funds with no penalty
You may choose to have a single maturity on your account
Interest is compounded or paid quarterly
Non-Consumer 18-Month Certificate
Minimum to open $1,000
$1,000 required minimum balance
Please call for interest rate/APY**
Withdrawing prior to maturity will result in penalty equaling 9 months interest
If you choose, your account will automatically renew at maturity
You will have a 10-day grace period after maturity to withdraw funds with no penalty
You may choose to have a single maturity on your account
Interest is compounded or paid quarterly
Non-Consumer 36-Month Certificate
Minimum to open $1,000
$1,000 required minimum balance
Please call for interest rate/APY**
Withdrawing prior to maturity will result in penalty equaling 18 months interest
If you choose, your account will automatically renew at maturity
You will have a 10-day grace period after maturity to withdraw funds with no penalty
You may choose to have a single maturity on your account
Interest is compounded or paid quarterly
Non-Consumer 60-Month Certificate
Minimum to open $5,000
$5,000 required minimum balance
Please call for interest rate/APY**
Withdrawing prior to maturity will result in penalty equaling 24 months interest
If you choose, your account will automatically renew at maturity
You will have a 10-day grace period after maturity to withdraw funds with no penalty
You may choose to have a single maturity on your account
Interest is compounded or paid quarterly
Non-Consumer Certificate of Deposits Comparison Chart
| Features | Non-Consumer 91-Day Certificate | Non-Consumer 6-Month Certificate | Non-Consumer 12-Month Certificate | Non-Consumer 18-Month Certificate | Non-Consumer 36-Month Certificate | Non-Consumer 60-Month Certificate |
|---|---|---|---|---|---|---|
| Minimum to open | $5,000 | $5,000 | $500 | $1,000 | $1,000 | $5,000 |
| Minimum Balance Required | $5,000 | $5,000 | $500 | $1,000 | $1,000 | $5,000 |
| Interest Rate/APY** | Please Call | Please Call | Please Call | Please Call | Please Call | Please Call |
| Early Withdrawal Penalties:
Withdrawing prior to maturity will result in |
Penalty equaling 3 months interest | Penalty equaling 3 months interest | Penalty equaling 6 months interest | Penalty equaling 9 months interest | Penalty equaling 18 months interest | Penalty equaling 24 months interest |
| More Account Information | Interest is compounded or paid at maturity. | Interest is compounded or paid quarterly. | Interest is compounded or paid quarterly. | Interest is compounded or paid quarterly. | Interest is compounded or paid quarterly. | Interest is compounded or paid quarterly. |
Information applicable to all accounts:
If you choose, your account will automatically renew at maturity.
You will have a 10-day grace period after maturity to withdraw funds with no penalty.
You may choose to have a single maturity on your account.