Business Loans

Whether you are looking to start a new business, purchase an existing business, or expand your business, we’re with you every step of the way! Community banks encourage local business, and we look forward to supporting yours!

What we offer

We offer a variety of Commercial Loan products that can help you achieve your goals, including:

  • Operating Lines

  • Equipment Loans

  • Inventory Loans

  • SBA 504, 7A, Express Loans

  • Letters of Credit

  • Commercial Real Estate

We are also able to offer a variety of loan terms to suit your needs.

Agricultural Loans

We are proud to be able to offer a variety of financing options for Agricultural Loan products!

Agriculture has always been a large part of our local economy, and the trained professionals at Farmers & Merchants State Bank are here to help you find the best financing options for your farm!

We offer a variety of Agricultural Loan products that can help you achieve your goals, including:

  • Operating Lines

  • Equipment Loans

  • Crop Loans

  • Livestock Financing

  • Farm Service Agency Guaranteed Loans

  • Agricultural Real Estate Loans

Apply Today

Our completely local loan approval process guarantees a quick response to your request. Reach out to one of our loan officers today!