Visit Us

Address

11 North Walker Avenue
PO Box 278
New York Mills, MN 56567

Phone Numbers

Main: (218) 385-2300

Lobby Hours

Monday - Friday: 8:30 a.m. - 4:30 p.m.
*Excluding Federal Holidays

Drive-Up Hours

Monday - Friday: 8:00 a.m. - 5:00 p.m.
*Excluding Federal Holidays

24/7 ATM


ATM Locations

Our deposit-taking ATM is located in the 1st lane of our drive-up area. Get your cash and deposit checks and/or cash any time of day to your account by using your F&M State Bank Debit Card!

Or, if you’d rather, also located in the 1st lane of our drive-up is our 24-hour night depository.

We are a Shazam® Privileged Status member! Our card holders can use any Shazam® Privileged Status ATM surcharge-free! We are also proud to be a part of the MoneyPass surcharge-free ATM Network!


Email Us

You can reach Farmers and Merchants State Bank by email using the form below. Please note that this is not a secure form. For your protection, do not use this form to enter personal or confidential information such as account numbers, social security numbers, passwords, or PINs.